Most Australian health insurers operate a calendar-based benefit year – from the 1st of January until the 31st of December. Which means if you haven’t used all of your major dental benefits before the end of the year, they may expire. Additionally, some major dental benefits are subject not only to lifetime limits but annual […]
Do You Have Health Insurance?
Many people are surprised to learn that their health insurance does not fully cover the cost of braces. Orthodontics is usually an optional extra, carries a lifetime dollar value limit, and can be subject to annual claim limits too. Your yearly limit is the amount you receive from your health fund each year. Your lifetime […]